About Us
Home Matters Mortgage Consultants, UAEs first and longest established Mortgage Consultants since 2006, have identified a gap in the market - the need for greater transparency and ease when it comes to sourcing a mortgage.
For years, Home Matters consulted and worked with industry experts and banks to deliver the first online mortgage solution in the region. We are pleased to launch our brand new online mortgage platform, mortgagedirect.ae
Set to revolutionize the mortgage industry in the UAE, the all new subsidiary mortgagedirect.ae has been built from the ground up using the latest technologies. Featuring a wealth of new capabilities and features, unique to the UAE market, the totally new concept is incredibly easy to use and will enable users to work quickly and efficiently to search and select the best products for their needs online, completely FREE!
With one of our three tailored solutions catering for all clients needs, going to the bank to source a mortgage will become a thing of the past, as the best rates and terms are here at your finger tips.
About Our Founders:

Jean-Luc Desbois
Founder of Home Matters Mortgage Consultants & Co-founder of mortgagedirect.aeFrom Jersey, Channel Islands, Jean-Luc has over 20 years international banking experience with 3 major UK banks. He arrived in the UAE with his family in 2005 on secondment with HSBC International. Having firsthand experience of an under-developed mortgage market in boom times and in recessions, he has utilised his vast experience and expertise to transform Home Matters into UAE's number one independent mortgage provider.
Jean-Luc Desbois
Founder of Home Matters Mortgage Consultants & Co-founder of mortgagedirect.ae
"We're incredibly excited about the launch of our sub-brand mortgagedirect.ae - set to take mortgage sourcing to the next level, it provides users with facilities and features not available anywhere else in the UAE. Its sourcing capabilities are far superior to those in any other system currently available."

Sawan Karia
Managing Director of Home Matters Mortgage Consultant & Co-founder of mortgagedirect.aeBorn and raised in Kenya, Sawan went on to complete his Financial Services degree in the UK. He has a passion for business and entrepreneurialism, gaining enormous satisfaction from delivering excellent customer service. Sawan had a successful mortgage practice in the UK before partnering up with Jean-Luc and Home Matters.
His brain-child (online mortgage sourcing and procurement) is now a reality with the launch of mortgagedirect.ae.
Sawan Karia
Managing Director of Home Matters Mortgage Consultant & Co-founder of mortgagedirect.ae
"It's been purposely designed to enable clients to get the best mortgages available for their circumstances, in the shortest possible time. Its unique online functionality also offers clients easy access and enhanced mortgage terms. I'm sure it will prove to be a big hit."